Have you ever been defrauded by a scammer in Nigeria before? Are you looking for ways to report a scammer bank account to the relevant authority? This write-up shows you how. Nowadays, scammers now take advantage of bank accounts to defraud their potential victims. Considering the fact that this is going too far and not curtailed as should, there are some ways to get rid of such situation. This is by lodging a report against the scammer’s bank account. Typically, there are many processes involved to do this act, and in our bid to get you informed, we will highlight the process in details.
HOW FRAUDSTERS UTILIZE SCAM BANK ACCOUNTS
Before we look at how to report a scammer bank account, let’s first take a gander at how these fraudsters operate. Normally, the scammer has many medium through which he or she can reach his potential victim. They may reach you by email, letter, instant message or through web-based media. The trickster will disclose to you an intricate anecdote about a lot of their cash caught in banks during occasions like common conflicts or upsets. Or then again they may inform you regarding an enormous legacy that is ‘hard to access’ a result of government limitations or expenses in the country. The scammer will at that point ask you an enormous amount of cash to help them move their own fortune.
Generally, these scams are frequently known as ‘Nigerian 419’ tricks in light of the fact that the primary flood of them comes from the country. The ‘419’ a piece of the name comes from the part of Nigeria’s Criminal Code which bans the practice. For this reason, cases like bank scamming is often attributed to 419.
Moreover, scammers may request your account details to ‘help them move the cash’ and utilize this data to later take your assets. Or then again, they may request that you pay expenses, charges or assessments to ‘help deliver or move the cash out of the country’ through your bank account. These expenses may even begin as very limited quantities. Whenever paid, the trickster may make up new charges that require installment before you can get your award. They will continue to request more cash as long as you will leave behind it. If you fall a victim by sending them the cash, you won’t ever be sent the money that was guaranteed.
HOW TO PROTECT YOURSELF AGAINST SCAMMER ACCOUNTS
If you would want to avoid being scammed by fraudsters, then note the following tips and protect yourself:
- Never send money or give Mastercard records, online record subtleties or duplicates of personal documents to anybody you don’t have the foggiest idea or trust.
- Keep away from any arrangement with an unknown person that requests in advance payment by means of cash request, wire transfer, or electronic money, as Bitcoin. It is uncommon to recuperate cash sent thusly.
- Try not to consent to transfer money for another person. Illegal tax avoidance is a criminal offense.
- On the off chance that somebody is professing to be from a specific association confirm the personality of the contact by calling the association directly – discover them through an independent source, for example, a telephone directory or online contact. Try not to use the contact gave in the message sent to you.
- Do a web search using the names, contact details or definite phrasing of the letter/email to check for any references to a fraud – a lot of them can be recognized along these lines.
- On the off chance that you believe it’s a scam, don’t reply — tricksters will utilize an individual touch to play on your feelings to get what they need.
That’s it on how to identify a scammer bank account from their activity. Up next is how to report them and avoid being a victim.
HOW TO REPORT SCAMMER BANK ACCOUNT IN NIGERIA (2023)
Sometimes you may mistakenly send your personal and confidential details to a scammer. If that happens and you think you have given your account details, visa, fee documents number, license or other personal identification details to a scammer, swiftly contact your bank, monetary institution, or other relevant organizations that will take care of the case.
Moreover, we urge you to report scams to your bank immediately or the EFCC. If it’s not too much trouble, incorporate details of the scam, for instance, email or screen capture. All of these will help in processing the request. Ways to report a scammer in Nigeria are:
Whistle blowing is any disclosure on an action which is scamming, deceptive, and illicit. Whenever discovered, report speculated fraud and untrustworthy practices with the details of the situation .
However, the motive of the whistle blowing policy is to ensure a sound Corporate Governance environment inside any organization. It is important that there are robust policies that promote Ethics, Professional Conduct and Corporate Governance. Because of the idea of these arrangements, their break would regularly be covered by the culprits. As such, most financial institutions treats occurrences of this scamming earnestly as resistance could be harming to the standing of the bank, both from a business and administrative point of view. It is in this setting that some renown banks like UBA has founded the Whistle Blowing policy which gives a channel to each representative/partner to remark unreservedly and helpfully on issues concerning the bank or report any supposed unscrupulous direct (counting extortion) and activities of suspected bank account users.
In cases that Whistle Blowing is required, all you have to do is to use the Toll Free Phone lines and email address contact.
CONTACT THE BANK
To a great extent, you will need an assistant from a bank in order to report and solve scamming cases. The following is the rundown of bank contacts that might be helpful:
- Access Bank Plc – 0700CallAccess (07002255222377); email@example.com
- Ecobank Nigerian Plc – +2348003262265; engcontactCentre@ecobank.com
- First Bank of Nigeria Ltd – firstname.lastname@example.org; +234 700 FIRSTCONTACT (+234 700 34778 2668228)
- First City Monument Bank Ltd – +2347003262692265 (0700FCMBMYBANK)
- GTBank Nigerian Plc – +234 700 48266 6328; email@example.com
- United Bank For Africa (UBA) – CFC@ubagroup.com; +234 700 2255 822
- Union Bank – 1-800-238-4486; https://www.unionbank.com/global/contactus/sendusfeedback/index.jsp
- Fidelity Bank Plc – 0800FIDELITY (080034335489); firstname.lastname@example.org
- Sky Bank Nigeria – email@example.com
- Wema Bank Nigeria – +234-1-4613146-7; 07000PURPLE (07000787753); firstname.lastname@example.org
- Stanbic IBTC Bank – 0700 CALL STANBIC (0700 2255 782); email@example.com; +234 1 4227777; firstname.lastname@example.org
- Sterling Bank Plc – email@example.com; 01-4484481-5, 014489470-94
- Zenith Bank Plc – firstname.lastname@example.org; 0700ZENITHBANK
With lots of people being affected by the activities of scammers, it’s pertinent to make this write-up. This piece contains detailed information on how to report a scammer bank account in the country.
10 CommentsAdd a Comment
I withdraw 4100 from moniepoint fatty mini bank temidire street attan terminal 2033lug4 on thu Oct 14 2021 at 11:15:53 and I didn’t see money and they don’t reverse it back to my account
Name: Divine Ikechukwu Okoye
Paid On: 26 NOVEMBER at 03:55 PM
Payment Method: Money Sent
Session ID: 090267211126155538244010782396
Please help me get my money back. I have sent. 181,450 naira and 290,000 naira please the total is 471,450 naira
The above account was the account that took MONEY from me which was supposed to be sent to another customer.
Please I am begging in the name of God I need this money back it doesn’t belong to me
His phone number is 0806 614 5856
Please help cast this all over the place in Nigeria appreciate God bless you. He duped me of 497,000 naira
Thank you for this useful information. I was scammed of #50,000 by an imposter who deceived me using wema bank account no. 7811787114 bearing Bello Oluwatosin. This has been appropriately reported for a reversal of the money transferred to him
I was scammed by an access bank customer. Please I need a refund
This account duped me this evening please help me stop this ppl from scamming others through lotto
1467185406 shola Dickson
This account duped me last year 6/12/21
She sales online cloth
Dat is her two accounts, don’t know the actual one I sent money to
I sent her 15
12k on 6 /12 and 7/12/2021
Please have been trying alll my possibilities to collect my money but she’s answering me back
09055714732 👈her number , she’ said lives in Lagos
My friend was rob and they use her number to scam all contacts and I was part of the people that send the money this morning
2280574871 uba oriola modinat she is a big scam