How to get Your Payoneer Debit MasterCard In Nigeria

Payoneer-Debit-MasterCardStatements like I tried signing up for PayPal but my country is not listed, or I have been banned by PayPal for using a foreign i.p. These scenarios and more are what drives people away from using Paypal and causes frustration especially for those who are making online transactions. Although there are other alternatives, these alternatives are usually costly.

Honestly, I still don’t know why Paypal chose to restrict their services from developing countries and favors mostly the western world. Now, its time to say enough of the pain Paypal caused and let’s look at the bright side. Have you heard of Payoneer Debit MasterCard? Do you notice a Payoneer option when making your transactions? If you do, do not ignore it because they offer better and trustworthy service than Paypal.

What Is Payoneer?

Payoneer is an innovative global payout solution that was founded in 2005. Today, their services has grown beyond borders and are used by virtually both buyers and sellers, payers and payees, bloggers, freelancers, affiliate programs and the list continues. If you are making living by one of these services then Payoneer should be your best bet in retrieving your hard earned money. But I know your next question – How? Well, with the use of MasterCard worldwide, Payoneer Debit MasterCard comes in handy and can be used at ATMs worldwide, Online trading stores, even when you are abroad, you can use your Payoneer Debit MasterCard to withdraw and pay for your expenses.

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There are many benefits if you can open a Payoneer account in Nigeria free of charge. Apart from being a cost effective payment solution to receiving money with Payoneer from international clients in the country, you can earn from their referral program which is nice considering the amount they pay per referrer.

Another advantage of becoming a Payoneer account holder is that you get to open a virtual USA bank account in the country for receiving payments from American and European companies or websites that accepts Payoneer as payment method as well as owning a Payoneer Mastercard in Nigeria for online payments.

If you have funds in your Payoneer account, you can also withdraw using the Payoneer debit card via ATMs worldwide and you can load your card via Payoneer exchangers in Nigeria.

How to get Your Payoneer Debit MasterCard

To get your Payoneer Debit MasterCard in Nigeria, Sign up at, follow the necessary steps and fill in the necessary details. Be accurate and honest in filling out your information. You might also want to write it down somewhere so as not to forget your details.


Personally, I have been using this card for a two months now and I can guarantee that its reliable for a Paypal alternative. It should be noted that Payooner services is available in more than 200 countries now which exceeds PayPal outreach.

Once your card is delivered to you, you will need to provide further information and documentations to activate it to make it functional.

Can I Receive Money From Paypal with Payoneer Debit MasterCard

The beauty of having a Payooner master card is that you can receive money from PayPal, Amazon or any other service to your Payoneer account directly and even to your personal bank account via their global bank transfer service, making it the more cool and convenient to use. Payoneer also supports transferring funds from one Payoneer card to another Payoneer card.

Payoneer also offers loading funds into your Payoneer account using either Visa or MasterCard. This is available to US residents to fund the Payoneer prepaid debit card with their personal US bank account.

Limitations & Charges of Payoneer

Though, Payoneer debit MasterCard can be used at ATM’s that supports Master Card, certain fees are applied when you make any transaction at an ATM. Currently, at the time of packaging this post, Payoneer charges $ 3.15 for ATM withdrawal, ATM balance inquiry and ATM decline fees as $1. You can check it up here.

However, you are limited to withdraw certain amount of cash per day. Limits or additional charges might be implemented for withdrawal at local ATMs by the banks or authorities of those ATMs. No charge is applied for online use which I think is a good feature of this debit card.

Also, if you receive funds or payments in your card through any Payoneer partner program, some fees might be charged for that by the issuer. That could range from no charges at all to 1 % or more of total payment. Refer to the partner’s policy for more information. US payment service involves a fee of 1 % of the total payment received in your Payoneer account.

The only pitfall I think should be reviewed by Payooner is the annual account maintenance fee of $29.95 which is a little high. If you lose your card or your card has expired, a replacement card can be issued but costs $ 12.95. Make sure your details are kept safe or best write them somewhere just in case.

Hope this helps. Feel free to share and comment below if you have any questions.


The Author


I am simply known as Ikenwa Chizoba, a seasoned blogger and the Founder of Nigerian Infopedia. A very simple person who loves writing, reading and research.


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  1. onyeka

    so hw do i receive payeener card after registration ,i mean the procedure and guide,or wil i be notify if sent to me?

    1. after filling the right information, you will be sent your payoneer at your address

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